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My 401K/IRA suffers from a market downturn. I am a long term thinker for myself and my family. I want to create a recession-proof solution:

  1. list My money grows as market goes up
  2. list I don’t lose money when market goes down
  3. list list I will have a fixed income upon retirement
  4. list list I choose an Annuity for me or my loved ones

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