Vobil Inc Privacy Policy

Vobil Inc and its affiliated companies are committed to protecting personal information from unauthorized access and use.

Vobil Inc's Consumer Privacy Statement describes:

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      The types of information we get about you and their sources.
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      Who we may share your information with.
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      The instances when medical information might be needed.
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      Information about financial professionals.
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      How your personal information is kept safe.
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      How you can update or correct the information we have about you.
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      Privacy and security on Vobil Inc's websites.
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      The names of the companies using this Consumer Privacy Statement.
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      Current information security certification.

    California resident?

    If you are a California resident, you may have additional privacy rights. Please visit our California Consumer Privacy Act page for more information.

    Consumer privacy statement

    We value our relationship with you. Vobil Inc is serious about keeping your personal information private and secure.

    This notice of our privacy policy explains where we get information about you, who we may share your information with and how that information is kept safe.

    Vobil Inc does not sell or rent information about you to others.

    Types and sources of information

    The information we get about you comes from different sources, depends on our relationship with you and may include:

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      Information that you give to us on applications, online, communications with us, and other forms, such as your name, address, telephone number and/or Social Security number.
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      Information from your transactions with us, our affiliated companies, or our business partners. This includes products and services you have purchased from us or information about your payment history or claims.
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      Information we receive from other sources, such as consumer reporting agencies, medical information bureaus, government agencies or other third-parties to confirm or add to facts given by you.
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      Information we receive from your financial professional. This may include updated information about your policy or account.

    Sharing information

    In order to conduct our business and offer you the products and services that you may want, we may share your information as allowed or required by law.

    We may share your information with our affiliates or third parties outside the Vobil Inc family of companies to service, market or underwrite our products and services to you.

    We may share your information with financial professionals who sell our products and services. We may also share your information with financial institutions that we have joint marketing agreements with to sell our products and services.

    Working with these businesses allows us to provide you with a broader selection of insurance and investment products and services from our companies. These businesses are legally obligated to keep your information private and secure and to use it only for the services we request.

    We may share your information to respond to a subpoena or judicial process or inquiry from a government regulatory authority, prevent fraud and other crimes, and to comply with legal requirements.

    If any sharing of your information would require us to give you the option to opt-out of or opt-in to the information sharing, we will provide you with this option.

    We will continue to follow our privacy policy as described in this notice even when you are no longer our customer.

    Medical information

    We obtain or share medical information only in connection with specific products and services. This may include underwriting a life insurance policy, processing a claim or any other use that we disclose to you before the information is collected.

    About financial professionals

    The independent financial professionals who sell our products and services are not our employees and are not subject to our privacy policy.

    They may have received personal information about you that we do not have. They may use this information differently than we do. Contact your financial professional to learn more about their privacy practices.

    Keeping your personal information safe

    We protect your personal information in a variety of ways.

    We are legally obligated to maintain physical, administrative, and technical safeguards to protect this information from unauthorized access or acquisition.

    Employees receive training to protect personal information and are authorized to access this information only when they have a business need to do so. We expect the financial professionals who sell, and the third parties who service, our products and services to maintain a high regard for privacy and to safeguard customer information, as required by law.

    We follow your state law when it protects your privacy more than federal law.

    Accuracy of your information

    We need accurate information to provide you with the best possible service.

    If you need to update your information, or if the information we have about you is inaccurate or incomplete, please contact us. Please be sure to include your name, address, and policy or contract number and your relationship with us. All requests must provide sufficient information to allow us to reasonably verify your identity. To fulfill your request, we may ask for more information, dependent on your relationship with us.

    You can also request a copy of the information that we have about you in our files to make sure it is correct. You must make your request in writing and send it to the address shown on your policy or contract or to the address shown above. We will send you the information within 30 business days of receiving your request. We will advise you of any person or group to whom we have given the information during the last two years.

    If you believe the information about you in our files is wrong, you can notify us in writing. We will review your file and respond to you within 30 business days. If we agree with you, we will change our records. This change will become part of the file. It will be sent to those that received inaccurate information from us. It will also be included in any later disclosures to others.

    If we disagree with you, we will explain why. You can provide us with a statement explaining why you believe the information is wrong. This statement will become part of the file. It will be sent to those that received the disputed information from us. It will also be included in any later disclosures to others.

    Privacy and Vobil Inc's websites

    Information collected

    We collect personal information (for example, name, address, e-mail address) on our website only when you voluntarily provide it to us.

    Information sharing and use

    Vobil Inc does not sell or rent information about you to others. If you only browse our website and do not supply any information, you will not receive unsolicited e-mail, telephone calls or other marketing materials from Vobil Inc as a result of your visit.

    When you make changes to your account or request more information about our products we may forward information you supply to us to your Vobil Inc independent financial professional. We do this so they can service your account or contact you with additional information about our products.


    Our website sends cookies to your computer. We use cookies to carry forward information you entered on one page to other pages you visit. The data in the cookies we serve can be used only by Vobil Inc and our website, and are not shared or sold. Our cookies do not read other websites' cookies. Vobil Inc does not serve or use cookies that store and track your visits to other websites. Currently, we do not respond to "Do Not Track" signals, or other comparable mechanisms, sent from your internet browser or mobile device.

    Browsers and security

    We use Secure Socket Layer (SSL) encryption technology. SSL protects information as it crosses the Internet. You can tell if you are visiting a secure area by looking at the padlock symbol in your web browser’s address bar. If it is "locked," you have a secure session.

    Vobil Inc has security measures in place to protect the loss, misuse and alteration of your personal information. Our servers are located in the United States of America and are designed to prevent unauthorized access.

    Links to other sites

    Vobil contains links to other websites. These other websites are not under Vobil Inc’s direct control, and they may collect information about you that Vobil Inc does not. We are not responsible for the privacy practices or the content of linked websites.